Fred Assini Male • United States of America

Fred Assini, the Chief Executive Officer of Alpha Tech Lending, celebrated his 37th year in the real estate industry in 2024. Since assuming leadership in 2019, he has spearheaded the expansion of this nationwide private asset-based lender, initially founded in 2007 in the Northeast United States. Under his direction, Alpha Tech Lending, headquartered in New York and Boca Raton, Florida, has become a pivotal resource for real estate investors, brokers, and referral partners seeking direct and affordable capital.

Driven by a strategic vision and a passion for growth, Assini has steered the company through complexities inherent in real estate projects and lending processes. He and his team prioritize timely feedback, fitting loans for diverse projects, transparency in terms, and professional support to ensure client success.

Alpha Tech Lending provides a range of tailored loan programs. Their Fix & Flip loans are designed for investors aiming to purchase, renovate, and sell properties at a profit. New Construction Loans are available for real estate investors, builders, and developers, offering competitive financing for new projects from the ground up.

For investors in rental properties, the company offers DSCR (Debt Service Coverage Ratio) Loans, which are evaluated based on the projected income from the property. These loans are tailored for residential, mixed-use, and commercial properties under the DSCR 1-4 and DSCR 5+ programs. Additionally, he has overseen the provision of Bridge Loans for clients needing short-term funding before securing permanent financing and Tru No Doc Loans, which require no credit score or financial credentials and rely solely on the asset's value for qualification.

Furthermore, Fred Assini has cultivated a supportive environment for mortgage brokers and consultants through the Alpha Tech Lending Registered Broker Partner Program. This initiative offers fix-and-flip and Rental financing and ensures lucrative compensation and comprehensive protection for partners.

Fred's extensive background in real estate finance includes founding First Rehab Lending in 2012. This company, also nationwide, provides short-term commercial loans for non-owner-occupied residential real estate, emphasizing efficiency in underwriting, approval, and client relationships.

At 27, Assini launched his career as the CEO of Franklin First Financial. He grew the startup to be licensed in 40 states and recognized among the nation's top mortgage makers, as cited by Mortgage Originator magazine. His tenure at Franklin First was distinguished by his adept use of technology, diverse financial products, and a strong customer service philosophy.

Assini's leadership experience extends beyond financial firms to managing a general contractor company, enhancing his understanding of his clients' needs. He has completed nearly 100 fix-and-flip renovations and is actively involved in various real estate lending organizations, earning multiple industry awards.

A supporter of many local and national charity events, Fred Assini is also devoted to his family, golf, travel, and maintaining a healthy lifestyle. Born in Brooklyn, New York, he graduated from Saint John's University with a degree in finance, which paved his way into the world of private lending.